Dear Clients, Colleagues, and Friends,
During a natural disaster such as the flooding that has taken place in Houston or Hurricane Irma in Florida, our first thoughts are for loss of life without question. With “Irma” a category 5 storm arriving on tail of “Harvey” there is not enough time to learn how to face a disaster fast enough.
Our second thoughts are day to day survival and how to get back to “normal”. This may include a long FEMA application and contacting insurance companies. What can be done to streamline the process to start the recovery, and to make sure we have as many ducks in a row before another disaster strikes.
Meet Lynn Rabins, a certified international appraiser of fine and decorative art, owner of House of Appraisers, and a graduate of “Wilderness Survival”. In this Client Alert, Lynn will share her skills to assist in putting your mind at ease in at least one area when any disaster strikes.
A simple list of what you will need. First off a small wet bag. Second, a memory stick and an updated list of insurance providers and policies, along with copies of photo I.D.’s. Third , a backpack at the front door to grab and go.
Ok, let’s get a little descriptive here.
- A memory stick or two
- Put a copy of all paperwork pertaining to your home on the stick
- Copies of receipts of anything you have from furniture, jewelry, and art, to include photos of each item.
- Copy of family photos
- Copies of medical records
- All insurance policies
- An expired photo I.D.
- A copy of your will or information about its whereabouts
- All security codes, to your computer, your house, your cell phone, etc.
- All banking records
- A copy of everything on your cell phone in case it gets damaged.
- Call your insurance agents and update all policies
- Speak with your agents and make sure every other year that you have the correct policy and the correct amount of coverage.
- Contact a certified appraiser and have your fine and decorative art to include jewelry and coins be appraised every other year. Don’t make the mistake of having a 5 year old appraisal that is in no way valid and what FEMA or an insurance company will have to work with.
- Extra set of keys for everything.
- Phone number list - with the number that all family members are to call to check in and be tagged safe; also a phone charge stick.
~ These items go in the wet bag , that goes in the backpack.
The backpack can have the dog leashes, the heath bars, the change of underwear and the first-aid kit, the water filter and flashlight. The items that help you make it through the first three days.
The water bag is key to restarting your life after a Natural Disaster. For more information on this and related subjects, contact Lynn Rabins, Senior Appraiser.