Estate Planning and Asset Protection Toolbox

Section 453 Installment Sale and the Non Grantor Trust

You own real estate and are considering selling it but doing a tax deferred exchange into another property isn't desirable. Or you're selling your company and after you pay the state and federal capital gains taxes you'll have about half of what the buyer paid and not enough to provide you the income stream to support your desired lifestyle.

The HUWTUW Trust

Did you know that there is a trust that can protect your assets from future unknown and unforeseen lawsuit creditors and predators while allowing you to gain access to the trust through your spouse?

Meet the Heads You Win, Tails You Win Trust, or HUWTUW Trust.

Preferred Partnership Freeze

You've heard the saying, "when life gives you lemons, make lemonade." Well, the lemons are here and that presents a once in a generation planning opportunity to pass your legacy to heirs with the least amount of death taxes or even death tax free for over three hundred years, preserve the income tax free step up in basis, and protect your legacy from predators and creditors.

IRA Rescue Plan

Based on your state of residence, did you know that your individual retirement account could be vulnerable to a future lawsuit? And how losing all or most of your IRA would affect your family's future? If this is the case, there is a way to shield your individual retirement account from future creditors and predators.

HYCET™ Trust

We've all heard the expression, "Have your cake and eat it too." What if you could do that when planning your estate? What if you could take advantage of the generous, lifetime gift tax exemption laws by placing your property into a type of Dynasty Trust, so the assets value grows free of death taxes for multiple generations.

Private Retirement Plan

You live in California and have worked hard to accumulate and grow your wealth so you can one day retire to the good life. You'd like to supplement your retirement plan benefits but are maxed out under your qualified plan. You're also thinking about protecting your business, investments, IRAs, annuities, life insurance... even the equity in your own home from lawsuit predators.

Premium Financed Life Insurance

Capital Management Stratgy, or CMS, was created for those who can afford the insurance premiums but would rather keep their funds in their investment portfolios, or retained in their businesses, for a greater return on investment.

Asset Protection Trust

Are you confident you'll never be sued? If so, are you confident you'll be treated fairly by the legal system? If either answer is "no", you're a likely candidate for an Asset Protection Trust, or APT.

Malta Pension Plan

Imagine an off-shore pension fund in which the income you earn, including capital gains, cannot be taxed by the the United States until you receive a distribution from that fund. And even when you receive the distribution, portions of the distribution may be received tax free.

Comprehensive Estate Planning

You're an affluent family or successful business owner with assets of $10 million dollars or more. Knowledge and wisdom are essential in formulating a comprehensive estate plan that will provide security in case of an actual or threatened law suit.

Asset Protection

Building effective and lawful firewall protection around your assets in advance of an unforeseen financially ruinous lawsuit is what asset protection is all about.